AI resources

Make a test purchase with cards

With the test order created, use Mercado Pago test cards to simulate different payment results. Available scenarios include approved, rejected, and pending payments, allowing you to validate how your integration handles each situation before going to production.

Test a card purchase

To test a purchase with a credit or debit card, follow the steps below.

  1. Open an incognito window and make sure you are not logged in to Mercado Pago.

  2. Go to the store where you integrated Checkout Pro, select a product or service, and start the purchase process at the payment step.

  3. When your integration creates the order and generates the checkout_url, you will be redirected to the Mercado Pago payment form.

If the checkout requests an email address, enter any valid email address. You do not need to use a test account or a specific domain.
  1. Finally, complete a test purchase using the test card data in the next section. The cardholder name defines the simulated payment result.

Test cards

Mercado Pago provides test cards that will allow you to test payments without using a real card.

Their data, such as number, security code, and expiration date, can be combined with the data relating to the cardholder, which will allow you to test different payment scenarios. That is, you can use the information of any test card and test different payment results based on the cardholder's data.

Below, you can see the data of the test debit and credit cards. Select the one you want to use to test your integration.

Card typeFlagNumberSecurity codeExpiration date
Credit cardMastercard5474 9254 3267 036612311/30
Credit cardVisa4075 5957 1648 376412311/30
Credit cardAmerican Express3711 803032 57522123411/30
Debit cardMastercard5579 0534 6148 264712311/30
Debit cardVisa4189 1412 2126 763312311/30

Next, choose which payment scenario to test and fill in the cardholder's information (First name and last name, Document type and number) as indicated in the table below.

Cardholder’s first and last namePayment Status
APROApproved payment
OTHEDeclined for general error
CONTPending payment
CALLDeclined with validation to authorize
FUNDDeclined for insufficient amount
SECUDeclined for invalid security code
EXPIDeclined due to due date issue
FORMDeclined due to form error
CARDRejected for missing card_number
INSTRejected for invalid installments
DUPLRejected for duplicate payment
LOCKRejected for disabled card
CTNARejected for non-permitted card type
ATTERejected due to exceeded PIN attempts
BLACRejected for being on the blacklist
UNSUNot supported
TESTUsed to apply amount rules

You can also view test cards from the Panel. In Integrations, select the application card and choose Test in the environment selector. You will find the Test card section on the right side of the screen.

Test card location on the Home screen

Verify the result

To confirm the result of each test purchase, send a GET to the endpoint /v1/orders/{id}API including your test Access TokenPrivate key linked to an application, used in the backend to authenticate operations in the test environment. You can find it in the application's Credentials section, within the test environment. It cannot process real payments and must never be exposed in the frontend.:

curl
curl -X GET \
    -H 'Authorization: Bearer ENV_ACCESS_TOKEN' \
    'https://api.mercadopago.com/v1/orders/{id}'

Replace {id} with the id of the order obtained when creating it. The status field in the response will indicate the transaction result for the tested scenario. For all possible statuses, see the Order status documentation.

Alternatively, you can view the payment result from your application. To do this, go to Integrations and select the application card. Make sure Test is selected in the selector at the top and, on the Home screen, select the Test payments tab. Then, find the payment you made and click on it to view its details and status.